Privacy Policy

Privacy Policy

Introduction

Welcome to https://hard-money-lending-denver.bloghostess.com (hereinafter referred to as “Hard Money Lending Denver,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of personal data in compliance with various global privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • General Data Protection Regulation (GDPR) of the European Union
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Sales Practice Act (UCPA), Utah, USA
  • Connecticut Personal Information Protection Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to our website, mobile applications, services, and products offered through https://hard-money-lending-denver.bloghostess.com. Please note that this policy does not cover third-party platforms or services that you access through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the ways in which we process personal data when:

  • You use our applications and services as an authorized user.
  • You visit our websites linked to this Privacy Policy.
  • You engage with our communications, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect a range of personal data, including:

  • Account Information: Details related to your account creation and management.
  • Payment Information: Transaction details, billing addresses, and payment method information.
  • Financial Information: Income, investment, and loan-related data.
  • Purchase Information: Items you buy from us or our partners, including order history and preferences.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data.
  • Location Data: Your geographical location when using our services (with your consent).
  • Feedback: Comments, reviews, and responses provided by users.
  • Social Media Information: User profiles and interactions from social media platforms (if linked to our services).
  • Product Information: Details about products you view, search for, or purchase on our site.

We obtain this data through direct user input, automatic collection technologies, and partnerships with third parties who provide us with aggregated or de-identified data.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes:

  • Strictly Necessary Cookies: Essential for navigating our site and using its core features.
  • Preference Cookies: Store user preferences, language settings, and other customization options.
  • Analytics Cookies: Track website usage, gather analytics, and provide insights to improve our services.

Users can manage non-essential cookies through our Cookie Manager, allowing them to control their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal obligations or resolve disputes. Once the retention period expires, we delete or anonymize the data securely.

Security Measures

We prioritize the security of your personal data by implementing robust technical and organizational measures:

  • Encryption: We use encryption protocols to protect data during transmission and storage.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards.

Children’s Privacy

Our services are not intended for individuals under 18 years old, and we do not knowingly collect personal data from children in this age group.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access to your information
  • Correction or rectification of inaccurate data
  • Erasure or deletion of your data
  • Restriction on processing your data
  • Right to portability, allowing you to transfer your data to another controller
  • Objection to the processing of your data for specific purposes
  • Non-discrimination in any terms or conditions related to data processing
  • The right to file complaints with relevant supervisory authorities and appeal to data protection officials

To exercise these rights, please contact our privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be posted on our website, and we encourage you to review it regularly.

Contact Information

For any queries, requests for data removal, or privacy-related issues, please contact us via email at [email protected] or write to us at:

Hard Money Lending Denver
[Address]
[Country]